Thoughts on "formal" schooling

I am in a transition point, I guess you could say, and I was wondering how important "formal" school such as business degrees, etc. really are? I plan on eventually going to ABCS, and have journals full and continuous ideas and inspirations about my shop, is it really worth waiting 2-3 more years to finish a degree, obtain more personal debt, and continue to obsess about the "one day" when I can fully devote to opening and running my shop? Thoughts?

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